Today’s Top 4 Investment Management Solutions

The wide selection of investment management solutions today supports practically all investment management processes from front to back. To cater to the ever-changing needs of businesses, investment management solutions are made to be completely modular and flexible in terms of business function and instrument type. These investment management solutions process automation in investment management adds value across the enterprise, empowering you to mitigate risk, reduce costs and allow growth throughout the whole enterprise. Here is a list of today’s most popular investment management solutions.

FC Portfolio by FundCount. This is an investment management solution manages all of your investment portfolio, accounting, reporting and client-related tasks in one powerful investment management platform. Its key features include integrated general ledger, workflow engine, check writing, client management and billing, automated broker reconciliation, interfaces with brokers, wide range of securities, and GIPS-compliant presentation of reporting.

IMS by Isis Financial Systems. This is an integrated multi-currency investment management solution that maintains any asset class. This solution features rules based modelling, performance measurement, risk analysis, breakout allocations and returns at all levels, scenario tool and yield curve analysis. Its accounting features include a complete history of activity, audit controls, flexible query, reconcilement and unitization.

CreditPoint Software by CreditPoint. This is an investment management solution for credit risk and collections management, supplier risk management and commercial loan management. This solution feature almost endless configuration options, allowing you to achieve significant automation and workflow benefits, while still embracing the company’s expertise and experience. Their website features product video tours, along with interactive process diagrams that will take you through the entire process of investment management.

Prospero by SAGE. The Prospero suite of investment management solutions are fitted precisely to the needs of specific segments of the financial services industry. It has features for wealth management, asset management, fund administration and independent asset management. It covers all financial, processing, reporting and transactional need from the front office to the middle and back office areas.

This entry was posted on 14. February 2014, in Accounting.

Learning the Basics of Asset Manager Software

Asset management software is a financial and business tool that will analyze the value of certain assets. It will also aid in determining financial health, growth potential for various investments and investment opportunities. The practice of the use of asset management software is usually used in the technology and industrial realm where stakeholders are looking for professional analysts and tools to manage their investment portfolios and make the best economic assessments. This is otherwise known as the management of collective investments, and usually needs a comprehensive financial analysis and creation of an investment growth plan.

Function of Asset Management

Specialists of asset management software mostly work in teams with an investor to set financial goal, analyze past and current data, review projections, and make recommendations on their best portfolio-building strategy. Different asset management software solutions can include calculating the life cycle of different investments; conducting comprehensive statistical analysis of data; and evaluating different securities like bonds and shares, which includes physical assets like computer technology or real estate. Asset managers help investors pick the best stocks, come up with financial plans for short and long term goals, and monitor all investments.

Considerations in Asset Management

Using asset management software is mostly only needed for those with a diverse stock portfolio and are considerably wealthy. Because an asset management specialist usually charges a high fee, many people who make use of such services have many investment accounts and a high net worth. Paying for expensive asset management software does not guarantee success in the financial markets; the stock and securities exchange markets are always fluctuating, and asset management teams cannot guarantee success.

Misconceptions on Asset Management

Management investments do not follow on strict formula. After an assessment is made, an asset manager picks from several different strategies, the most common recommendations of which are investment in long term returns, diversification, and asset allocation. Asset management software is not mandatory for any business or individual, and services can be especially expensive for small business owners or those with only a small number of securities investments. The business of asset management software can be risky as managers are always at the mercy of fluctuating stock prices.



This entry was posted on 7. February 2014, in Accounting.

Today’s Top Mutual Fund Manager Software

A mutual fund is a group of bonds, commodities and stocks. You buy or sell shares in the fund as opposed to an individual bond or stock. Mutual fund manager software will let you monitor the performance of a mutual fund. The fund manager software will also let you view and compare how your mutual funds are doing against the Dow Jones Industrial Average and the Standard and Poor’s 500 indices.

Steel Mutual Fund Expert

Designed for both the individual investor and financial expert, the Steel Mutual Fund Expert comes with more than 24,000 mutual funds. This fund manager software enables you to choose and find out how a mutual fund performed over a period of time. it also includes a reporting tool that allows you to create and customize reports. You can find out those mutual funds that are over-performing versus those that are under-performing.

Fund Manager

Aside from monitoring the value of your mutual funds portfolio, the Fund Manager will also keep track of all your transactions, like redemptions and purchases. This fund manager software allows you to download live and delayed price quotes from online data sources like Google, Blooomberg and Yahoo!. this fund manager software will also allow you to monitor mutual fund investments in 25 different currencies. Aside from showing you the symbol, you will also see exchange rates.


Individual investors and money managers use FastTrack to look for mutual funds that has the potential to give high returns. This fund manager software comes with a chart so you can conduct more analysis on a mutual fund. With a chart, you can see if the mutual fund is trending upward or downward. FastTrack also comes with technical indicators like RSI, Bollinger bands and moving averages. Technical indicators are representations used by investors and traders to predict the price direction of a fund.


FundTrader automates back-office operations like reconciliation, mutual fund client servicing, trading and tax reporting. It also tracks shareholder account transactions and balances. This fund manager software will keep track of mutual fund broker or dealer’s commissions, orders and sales. It also generates checks for dealers and shareholders with sold shares or are getting dividends.

This entry was posted on 3. January 2014, in Accounting.

Why you need portfolio accounting

Why is portfolio accounting needed and important to any business? Appropriate tools are necessary to assist organizations on how to create, implement and manage their assets. There are many things to consider when looking into the different portfolio accounting solutions. For example, an organization’s physical assets are those large and necessary investments made to produce certain products or services. Aside from that portfolio accounting solutions will allow the organization to achieve success when it comes to the goals that they have set. Furthermore, it is crucial for their competitive advantage. The appropriate use of these solutions will be essential and practical for the organization as a whole.


Supports objectives or strategies set. For an organization to work and achieve growth as well as competitive advantage, their strategies and objectives need to be well defined and communicated properly. In doing such, this organization needs to address customer needs and acknowledge the constraints that the organization operates within so they need to have those portfolio accounting solutions for their organization that will help them do so. These solutions will support them in making sure that such strategies and objectives are met.


Better decisions. Decision making is very important. There are a lot of options these days when it comes to asset management. Since these solutions are necessary for the achievement of organizational goals, choosing the best one is critical for better decision making. Portfolio accounting solutions should be those that allows configuration and will be dependent on certain factors like the size and requirements of the organization. These solutions when appropriately and effectively used will then allow better decisions when it comes to asset management. It is of value to the company and will be utilized to the fullest.


Performance measurement. There are measures used by the organization when it comes to asset management and its performance. These measures will ensure portfolio accounting solutions used by the organization supports their needs. It will showcase the progress of the organization when it comes to asset management. The existence of portfolio accounting solutions will be measured so that the organization can carry out its goals and have continuous improvement initiated.

This entry was posted on 3. January 2014, in Accounting.

Benefits of Insurance Risk Management to Insurance Companies

Insurance companies live and die by prudent insurance risk management. The purpose of an insurance company is to determine the probabilities of risk and to create a premium structure to ensure that the company has a high chance of profiting in the future. The higher the risk, the larger the premium is, and vice versa. Also, insurance companies have to differentiate risks posed by different asset classes, individuals, companies and other tasks. The more precise the insurance risk management model is, the better an insurance company can serve its customers and drive profit.

Fair Premium

With a solid insurance risk management procedure, insurance companies can determine how high of a premium to charge customers in a particular period. For instance, if the insurance company knows the probability that a male of a certain age who smokes has a likelihood of contracting a lethal cancer, the company knows that it should charge a higher premium to the insured person. The charge reflects the insurance risk, protecting the company from insolvency and increases the changes that healthier insurance customers can afford the premium.

Long Term Solvency

The nature of the insurance business is that small errors in the insurance risk management model can lead to long term insolvency. An insurance company builds its reputation on a long record of just paying the claims. Insurance companies write contracts and uphold them. Miscalculations in insurance risk management models can lead to big losses at an insurance company over an extended period. It is important for companies to use accurate data to determine their models and assure that they stay in business over the long run.

Lower Costs

When an insurance company has a more competitive insurance risk management methodology relative to its competitors, it can afford to lower the costs of coverage. This increases the insurance pool, improving the level of capitalization of the firm. Generally, the more people signed up for an insurance program, the lower the premiums are. This cycle in the insurance business occurs when an insurance risk management system is accurate, because the insurance company is likely to make a profit on the vast majority of customers.

This entry was posted on 29. December 2013, in Accounting.

Efficient Accounting Manager through Investment Management Solutions

An efficient account manager portrays a significant role on the business venture. It is set that in order for a company to fully grow and optimize development within the company, a good accounting strategy must be followed and well-practiced. When dealing with numbers; investments, stocks, funds and other resources of the company, it is essential to contain files in software for easy audit, transparency and immediate evaluation of all transactions particularly on investments. Availability of such gives you assurance and complacent outcome in line with this.

The trusted software which caters your concern on this is the investment management solutions contained in software for your easy access. This solution helps you streamline and elevate processes by ensuring accuracy on your portfolio.

Investment management solutions must feature an easy to use and highly accessible access to data and files. You don’t want to end up looking for those files above and beyond. Taking a high consideration on easy access would result a higher smooth process of investment accounting.

Be an Expert on Investment Accounting Solution

A large number of investment management solutions are in the market, but making sure that you are on the right tract will guarantee you a good result otherwise it may take you  to the highest range. Unknowingly, when it comes to investments accounting, the inner core of it requires even the best articles of life. Living the risks behind, you could think of every trail on the loose as a big opportunity.

Imagine, for the longest time you have been enclosed with negativities. You cannot just aspire to be the expert on this matter, you have to be one. With proper investment management solutions ahead of you, it is but easy to say that all these endeavors are nothing but a mere illusion. Now, it’s your time to shine. Give your best shot on this and you’ll see the best in you.


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This entry was posted on 27. December 2013, in Accounting.

The Basics of Derivative Processing

Derivatives are agreement between two parties that give conditions under which payments are to be made between the parties. Commodities, stocks, bonds, interest rates and currencies are the basic assets and can also considered as supplementary derivatives that makes proper valuation more complication. The mechanism of a firm’s resource structure, e.g. bonds and stock, can also be considered derivatives, more precisely options, with the underlying being the firm’s assets, but this is unusual outside of technical contexts.


There are two groups of derivative contracts: over-the-counter (OTC), are contracts that are traded between two parties without going through an exchange or other intermediary (e.g. swaps, exotic options, forward rate agreements, etc) while exchange-traded derivatives (ETD), are those derivatives instruments that are traded via specialized derivative exchange or other exchanges. This is also a market where individuals’ traded standardized contracts that have been defined by the exchange and Derivatives processing solutions offers many strategies make it more manageable.


Derivative processing improves the use to Hedge or lessen the risk in the underlying being transferred from one party to another by entering into a contract with sets of condition that is agreed between parties; creates option that adapts to particular condition or occasion; obtain endorsement to the underlying but not possible to trade in the underlying such as weather derivatives; provide leverage, because even a small movement in the value of the underlying can cause a large difference in the value of the derivative; hypothesize and makes profit it the value of the underlying moves as expected; Toggles asset allocations between different asset classes without touching the underlying assets; and reduce tax payments.


By looking into available solutions offered by investment management software and services for the global financial industry solution providers, you can improve and optimize your derivative processing.


Derivative processing solution aims to improve efficiency in all your primary derivatives processes with less time, accurately; provides computation and movement of margin and collateral related to ETD and OTC derivatives; smooth the progress of affirmation/confirmation and lifecycle event processing; deliver accurate information to your investment and portfolio service staff quickly, and other more things. So you can adapt to the changing market infrastructures, generate reports and patch up contracts with ease.


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This entry was posted on 27. December 2013, in Accounting.

The Tools Used in Investment Performance Measurement

There may be bonds, stocks, real estate or mutual fund in your investment portfolio. Your investment objectives might be education, emergency or retirement expenses. Mutual funds usually use benchmarks to measure performance. You can use the same techniques for investment performance measurement and see if you are meeting your objectives.

Measuring Bonds

The two components to bonds are price and interest. Therefore, the return on the bond will include the price change and the interest payments. You can perform investment performance measurement on your bonds against industry benchmarks, like the Morningstar Bond Index family.

Measuring Stocks

Investment performance measurement on your stocks can be done by comparing them to the most appropriate market index. Otherwise, it will not be an apple’s and orange comparison. For instance, if you mostly own technology shares, you may do investment performance measurement and compare the returns to the NASDAQ Composite market index because it is also technology-heavy. A market index is the total price of a basket of securities, like bonds or stocks. It tracks the direction of the entire market or parts of it.

Measuring Mutual Funds

Investment performance measurement on mutual funds is done by comparing them to their peer group. This could be stock mutual funds investing in stocks, or bond mutual funds investing in bonds. Compare the range in the net asset value of the funds to those of the others in the peer group. Also perform investment performance measurement by comparing both short term ad long term performances before making buy and sell decisions.

Measuring Real Estate

Perform investment performance measurement on your real estate investments by comparing the current market price to your purchase price. Calculate the market price by averaging the listing process of similar properties in your neighborhood, by having an appraisal done, or by persuading a friendly real estate broker to share industry data with you. If you are refinancing your property, the bank might agree to do the appraisal for you.

Measuring Rate of Return

Calculate the investment performance measurement by subtracting their start of year market value from the end of the year market value. Divide the net return by the starting value and multiply it by 100 to get your rate of return. Determine if this performance will meet with your investment objectives, or if you need to make some changes.

This entry was posted on 19. December 2013, in Accounting.

Staying Competitive with Financial Risk Management Software

A financial risk management software enable commercial banks to improve risk-adjusted profitability. This comprehensive risk management and software provides banks with the ability to make better commercial lending decisions, allocate capital more efficiently, and monitor credit portfolios more effectively, all the while complying with increasingly complex regulation. By combining specialized risk consulting and category lending software, a financial risk management software offers a risk management solution that is tailored to the unique needs of your every client. Some of the most common features of financial risk management software include the following:

  • A standardized approach in assessing the creditworthiness of a customer, particularly in making loan approvals
  • The ability to monitor credit portfolios using stress testing and advanced risk analysis
  • Having multidimensional analytic capabilities for costs and margin analysis and pricing

With financial risk management software, you can improve risk-adjusted profitability. It gives banks many more significant benefits which includes the following.

  • Make better lending decisions. The financial risk management software will help banks improve on their lending decisions with comprehensive and robust credit assessment capabilities that include limit setting, risk appetite, stress testing and risk analysis, provisioning and monitoring. All of these can help increase efficiency and accuracy in the approval process.
  • Track risk exposure. Using financial risk management software will help banks ensure a diversified and balanced credit portfolio. Using features for tracing weaknesses in the portfolio composition and for stress testing and shock modeling, banks are able to reduce their costs and manage exposure to risk.
  • Improve risk-adjusted profitability. With financial risk management software, banks are able to monitor and assess risk adjusted profitability and quickly react when profitability from various dimensions within the organization changes. Having an integrated view of economic and regulatory capital. Financial risk management solutions will help banks create strategies to increase risk adjusted profitability and ensure that capital position and planning is consistent with the overall risk profile.

Banks strive hard to manage their finances as well as their clients, ensuring that both these aspects are in great conditions, and financial risk management software can greatly aid them in this goal.

This entry was posted on 28. November 2013, in Accounting.

Understanding Fund Accounting

People who are way out of the boundaries of financing and accounting could have a hard time understanding what fund accounting is, or how it works. Normally, people would see financial accounting as keeping tabs of the money that is earned over a certain period of time. This means that businesses usually account for their profits as how much money came in to the business.

Fund accounting is another method of accounting which records how the money was spent by an organization or a governing body instead of how it was earned. This system of accounting is usually used by non-profit organizations and government organizations. For these types of organizations, keeping records of how the money was spent is more important compared to how it was earned, unlike corporations or most private business companies.

Reports regarding fund accounting may consist of assets, liabilities, revenues, net assets, and the expenses of the organization. The basic principles or concepts of fund accounting includes the following:

Acquire Funds. How do organizations acquire funds? Non-profit and government organizations usually acquire funds from different sources. Funds may come from companies or businesses that support the organization, or it may come from certain individuals who donate and give funds to them in order to enhance the activities of the said organizations. These sources must be given a fund accounting report as to  how the money was spent – what activities were done, and what improvements were made.

Requirements. The budget that these kind of organizations acquire should meet the needs and the requirements of the group. Usually, these needs and requirements would include fees that will be used for the activities and improvements of the organization, as well as salaries of the employees in the organization. The two main categories for a non-profit organization’s expenditure are general fund and special purpose fund; if the expenditures do not meet the requirements, then the funds cannot be used.

Reporting of Funds. Reporting of funds should be given to the individuals or the companies that have helped the non-profit organization detailing how and where the money was spent. This fund accounting report must include all the expenses that was used by the organization.

Even though fund accounting is mostly used in government and non-profit agencies, private corporations and businesses can also use it for a specific purpose. For example, an owner of a furniture shop may want to track what and how much materials were bought for a specific project, or a contractor may want to look into how much constructions materials were needed for a certain project.